A man in a knitted beanie looking down at the phone in his hands.

Send money

Send money the wayAfrica moves it

Pay a Coffer ID instead of an account number. Transfers between Coffer accounts are instant and free, and every fee is shown before you confirm.

Trusted by 200,000 users

  • SentLast 30 days

    ₦480,000

    From your NGN wallet

    • Bank
    • Coffer ID
    • USDT
  • A man on his phone outdoors.SentLiveReceivedLive
    • Bank
    • Card
    • USSD
    • Coffer ID

    Ways to fund

    4

  • WalletsUnder one Coffer ID

    2

    Hold, send, exchange

    • NGN
    • USDT
  • A woman smiling at a market stall.
    To
    @ada
    Fee
    ₦0
  • Send to a Coffer ID — no account numbers, no waiting

How it moves

One Coffer ID, out to any rail

Fund your Coffer ID once — from bank, card or USSD — then send out to a bank account or a USDT wallet. Same handle, same fee shown up front, either way.

Coffer ID

One handle, two wallets

@ada

Fund from bank, card or USSD, then send out from whichever wallet the payout needs — naira or USDT, never a separate account.

  • NGN wallet
  • USDT wallet

Local payouts

To
GTBank •••1234
Amount
₦120,000
Bank

Crypto payouts

To
USDT Wallet
Amount
500 USDT
USDT

Coffer Send

Money that moves the way you do

Send by handle instead of account number, fund from wherever you already bank, and see every fee before you confirm.

  • Send to

    @ada

    Coffer ID

    Ada Chen

    @ada · confirmed

    Pay a Coffer ID, not an account number

    Send straight to a handle — no account number to copy out, no bank name to get right. Just @theirhandle.

  • YYouAAda

    Coffer to Coffer, instant and free

    Transfers between Coffer accounts land immediately, with zero fee — the fastest way to move money on Coffer.

  • BankCardUSSD

    Fund from wherever you already bank

    Top up from your bank, a debit card, or USSD, then send out from your Coffer balance in seconds.

  • Confirm transfer

    Amount₦120,000

    Fee₦0

    Total₦120,000

    See the fee before you confirm

    Every transfer shows its fee upfront, so what you're told at the start is what actually leaves your wallet.

Send money likeyou send a text

Pay a Coffer ID instead of an account number, and move money between Coffer accounts instantly, for free.

Coffer Send

  • Pay a Coffer ID
  • Fund from anywhere
  • Fee shown upfront

This month

Sent

₦480,000

From your NGN wallet